$147 Cash App Settlement Payout: The $147 settlement payment has officially been approved following a class action lawsuit involving Cash App promotional text messages. The case focused on claims that unsolicited referral or marketing texts were sent without clear prior consent. After months of legal proceedings, the court granted final approval to a $12.5 million settlement fund.
Eligible individuals who filed valid claims before the deadline may now receive compensation. Payments are expected to range between $88 and $147, depending on the number of approved claims. Here is a complete breakdown of who qualifies, how the settlement works, and when claimants can expect their money.
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Cash App $12.5 Million Settlement Approval Details
The settlement resolves claims that Cash App sent promotional or referral text messages without obtaining proper consent from recipients. The lawsuit was filed against Block, Inc., the parent company of Cash App. The company agreed to settle without admitting wrongdoing.
The total settlement fund amounts to $12.5 million. This amount covers compensation for eligible claimants, attorney fees, administrative costs, and other court-approved expenses. The remaining balance will be distributed among approved class members.
Who Qualifies for the $147 Settlement Payment
To qualify for compensation, individuals must have been residents of Washington state at the time they received the promotional messages. The texts must have been sent between November 14, 2019, and August 7, 2025.
Claimants must not have given clear and affirmative consent to receive such messages. In addition, a valid claim form must have been submitted before the official deadline of October 27, 2025.
$147 Cash App Settlement Overview
| Key Detail | Information |
|---|---|
| Settlement Amount | $12.5 Million |
| Maximum Estimated Payment | $147 |
| Minimum Estimated Payment | $88 |
| Eligible Location | Washington State, USA |
| Message Period | Nov 14, 2019 – Aug 7, 2025 |
| Claim Deadline | October 27, 2025 |
| Final Approval Date | December 2025 |
| Expected Payment Window | January–March 2026 |
How the Cash App Class Action Lawsuit Works
A class action lawsuit allows a group of people with similar claims to file one case together. In this situation, individuals who received unwanted promotional texts joined under a single legal action.
Once the court approved the settlement, eligible members who filed claims became entitled to compensation. The court supervises the distribution process to ensure fairness and transparency.
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How the Settlement Payment Amount Is Calculated
The settlement fund of $12.5 million is first reduced by attorney fees, court costs, and administrative expenses. After these deductions, the remaining money is divided among approved claimants.
If fewer people filed valid claims, each person may receive closer to $147. If more claims were approved, payments may be closer to the lower estimate of $88.
Payment Distribution Timeline and Process
Final court approval was granted in December 2025. After approval, administrators began processing claims and preparing payments for eligible individuals.
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Payments are expected to be distributed within 60 to 90 days after final approval. Most claimants should receive their compensation between January and March 2026.
Payment Methods Available to Claimants
Claimants were allowed to select their preferred payment method when submitting their forms. Available options typically included bank transfers, digital payments, or mailed checks.
Payments will be sent automatically using the selected method. Those who chose electronic options may receive funds faster than those waiting for mailed checks.
Important Deadlines and Key Dates Explained
The claim submission deadline was October 27, 2025. Only individuals who submitted valid claims before this date are eligible to receive payment.
The final approval hearing occurred in December 2025. Following this approval, the countdown for payment processing officially began.
What Happens If You Missed the Claim Deadline
Individuals who did not submit a claim before the October 27, 2025 deadline are not eligible for payment. The court strictly enforces claim deadlines in class action settlements.
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Missing the deadline means you will not receive compensation from this settlement. However, you are still bound by the terms of the court-approved agreement.
What the Settlement Means for Consumers
This settlement highlights the importance of consent in promotional communications. Companies are required to follow strict rules when sending marketing text messages.
Although Block, Inc. did not admit wrongdoing, the settlement provides financial relief to eligible consumers. It also serves as a reminder for businesses to comply with consumer protection laws moving forward.
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Dr Linda Steele is a Senior Lecturer at the Faculty of Law, University of Technology Sydney, and a member of the Law Health Justice Research Centre. She is also a Visiting Senior Fellow at the Faculty of Law, Humanities and the Arts, University of Wollongong.